A smiling woman with two young boys at a counter, with white and pig-shaped piggy banks and coins on the surface, in a bright indoor setting.

It Matters Where You Bank.

Because who you bank with should matter just as much as what they offer.

Button TextPiedmont Federal Coins illustration

We believe banking should feel personal. Like being greeted by name, having someone who listens, and knowing the people behind your bank are looking out for you.

We’re a local mutual bank, which means we’re owned by our depositors, not outside shareholders. Our focus is on doing what’s right for our clients and the communities we call home.

It’s a difference you can feel. And a relationship you can count on.

Big enough for your banking needs. Local enough to know your name.

You shouldn’t have to choose between modern banking conveniences and personal service. With Piedmont Federal Bank, you get both.

From everyday checking and savings to digital banking, home loans, and business solutions, we’re here to make banking easier and help you feel confident about what’s next.

And when you need a real person, we’re right here.

Experience banking that puts you first.

A better banking relationship can start with something as simple as a checking account.

Let’s make banking personal.

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