SHORT TERM CDs

LONGER TERM CDs

FLEXIBLE CD

NEGOTIATED CD

Best if you want

Fixed rates with short term maturity

Fixed rates with daily compounding

A CD that guarantees the rate for three years but offers the option of annual withdrawal

Flexible terms that range from 3 months to 4 years

Terms

3, 6, 9, 12 months

18, 24, 30, 36, 48 months

1 year/3 year

Negotiable

Minimum to open

$500

$500

$50,000

$100,000

Renewal

Automatic

Automatic

Automatic

Automatic

Fees and penalties

3 month CD – 30 days interest

All Other Terms – 90 days interest

Interest paid to certificate can be withdrawn at any time during the term without penalty

180 days interest

Interest paid to certificate can be withdrawn at any time during the term without penalty

90 days interest

Interest paid to certificate can be withdrawn at any time during the term without penalty

3 month CD – 30 days interest

All Other Terms – 90 or 180 days interest based on negotiated term

Interest paid to certificate can be withdrawn at any time during the term without penalty

Available as an IRA?

Yes1

Learn more about IRAs

Yes2

Learn more about IRAs

No

Yes

Certificate of Deposit Accounts do not receive statements; the account holder will receive a maturity notice and letter.
Your Certificate of Deposit balance can be viewed at any time through our Online Banking. Learn more about Online Banking
View current CD & IRA Rates
TO OPEN AN ACCOUNT: VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.

1 Only 6 and 12 month term on IRAs.

2 Only 18, 30 and 48 month terms on IRAs.

Compare CDs

SHORT TERM CDs

  • Fixed rates with short term maturity
  • 3, 6, 9, 12 month terms
  • $500 minimum to open, Automatic Renewal
  • Fees & Penalties
    • 3 month CD – 30 days interest
    • All Other Terms – 90 days interets
    • Interest paid to certificate can be withdrawn at any time during the term without penalty
  • Available as an IRA1

LONGER TERM CDs

  • Fixed rates with daily compounding
  • 18, 24, 30, 36, 48 months
  • $500 minimum to open, Automatic Renewal
  • Fees & Penalties
    • 180 days interest
    • Interest paid to certificate can be withdrawn at any time during the term without penalty
  • Available as an IRA2

FLEXIBLE CD

  • A CD that guarantees the rate for three years but offers the option of annual withdrawal
  • 1 year/3 year terms
  • $50,000 minimum to open, Automatic Renewal
  • Fees & Penalties
    • 90 days interest
    • Interest paid to certificate can be withdrawn at any time during the term without penalty
  • Available as an IRA
  • Eligible for free PFSelect Checking Account

NEGOTIATED CD

  • Flexible terms that range from 3 months to 4 years
  • Negotiable terms
  • $100,000 minimum to open, Automatic Renewal
  • Fees & Penalties
    • 3 month CD – 30 days interest
    • All Other Terms &ndash 90 or 180 days interest based on negotiated term
    • Interest paid to certificate can be withdrawn at any time during the term without penalty
  • Available as an IRA
  • Eligible for free PFSelect Checking Account

1 Only 6 and 12 month term on IRAs.

2 Only 18, 30 and 48 month terms on IRAs.

TO OPEN AN ACCOUNT:
VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.