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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Interest Rates
Rates illustration

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Mortgages
Month Day Year
interest rates, annual percentage rates (APRs), and fees are subject to change without notice.
15-Year Fixed
5.875%
Interest Rate
6.058%
APR
1.000%
Points
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Winston-Salem, NC and is within Forsyth county. The property is an existing single family home and will be used as a primary residence. Assuming that an escrow (impound) account is being established. The rate lock period is 30 days with an assumed credit score of 780.

At a 5.875% interest rate, the APR for this loan type is 6.058%. The payment schedule would be:

  • 179 payments of $1,674.24 at an interest rate of 5.875%
  • 1 payment of $1,673.70 at an interest rate of 5.875%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

The interest rates, annual percentage rates (APRs), and fees are subject to change without notice.

30-Year Fixed
6.500%
Interest Rate
6.602%
APR
0.875%
Points
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Winston-Salem, NC and is within Forsyth county. The property is an existing single family home and will be used as a primary residence. Assuming that an escrow (impound) account is being established. The rate lock period is 30 days with an assumed credit score of 780.

At a 6.500% interest rate, the APR for this loan type is 6.602%. The payment schedule would be:

  • 359 payments of $1,264.14 at an interest rate of 6.500%
  • 1 payment of $1,262.65 at an interest rate of 6.500%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

The interest rates, annual percentage rates (APRs), and fees are subject to change without notice.

10-Year Adjustable
6.800%
Interest Rate
7.063%
APR
0.000%
Points
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Winston-Salem, NC and is within Forsyth county. The property is an existing single family home and will be used as a primary residence. Assuming that an escrow (impound) account is being established. The rate lock period is 30 days with an assumed credit score of 780.

At a 6.800% initial interest rate, the APR for this loan type is 7.063%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 120 payments of $1,303.85 at an interest rate of 6.800%
  • 239 payments of $1,350.03 at an interest rate of 7.250%
  • 1 payment of $1,350.40 at an interest rate of 7.250%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

The interest rates, annual percentage rates (APRs), and fees are subject to change without notice.

5/1 Adjustable
5.598%
Interest Rate
5.100%
APR
0.000%
Points
Details

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of $200,000 and an estimated property value of $250,000. The property is located in Winston-Salem, NC and is within Forsyth county. The property is an existing single family home and will be used as a primary residence. Assuming that an escrow (impound) account is being established. The rate lock period is 30 days with an assumed credit score of 780.

At a 5.598% initial interest rate, the APR for this loan type is 5.100%, subject to increase. Based on current market conditions, the payment schedule would be:

  • 60 payments of $1,147.93 at an interest rate of 5.598%
  • 299 payments of $1,042.36 at an interest rate of 4.625%
  • 1 payment of $1,043.27 at an interest rate of 4.625%

If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.

The interest rates, annual percentage rates (APRs), and fees are subject to change without notice.

Mortgage & Loans >

Rate: Nominal Interest Rate

APR (Annual Percentage Rate): Annual interest rate a borrower pays when all finance charges and prepaid finance charges are included.

Checking
Month Day Year
Rates are subject to change
PFFree
.03%
APY*
.03%
Interest
$50
Minimum Opening Balance
PFClassic
.03%
APY*
.03%
Interest
$100
Minimum Opening Balance
PFPinnacle
.03%
APY*
.03%
Interest
$100
Minimum Opening Balance
Checking Accounts >

* Annual Percentage Yield

Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield.

FDIC deposit insurance is now $250,000 per depositor.

A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.

Savings
Month Day Year
Rates are subject to change
Statement Savings
.05%
APY*
.05%
Interest
$100
Minimum Opening Balance
PFStart/PFGo Savings $0-$2500
.25%
APY*
.25%
Interest
$10
Minimum Opening Balance
PFStart/PFGo Savings $2500.01 +
.25%**
APY*
.25%
Interest
$10
Minimum Opening Balance
Companion Deposit Account
3.70%
APY*
3.63%
Interest
$2500
Minimum Opening Balance
Savings Accounts >

* Annual Percentage Yield

** Balances over $2500 earn a blended rate of .25%-.05%

Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield.

FDIC deposit insurance is now $250,000 per depositor.

A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.

IRAs
Individual Retirement Accounts
Month Day Year
Rates are subject to change
24-Month Fixed
1.40%
APY*
1.39%
Interest
$100
Minimum Opening Balance
6-Month Fixed
4.00%
APY*
3.92%
Interest
$100
Minimum Opening Balance
12-Month Fixed
1.25%
APY*
1.24%
Interest
$100
Minimum Opening Balance
18-Month Fixed
1.40%
APY*
1.39%
Interest
$100
Minimum Opening Balance
30-Month Fixed
1.20%
APY*
1.19%
Interest
$100
Minimum Opening Balance
48-Month Fixed
1.20%
APY*
1.19%
Interest
$100
Minimum Opening Balance
60-Month Fixed
1.20%
APY*
1.19%
Interest
$100
Minimum Opening Balance
IRA Accounts >

*Annual Percentage Yield

An interest penalty will be imposed for early withdrawal from all certificate accounts.

FDIC deposit insurance is now $250,000 per depositor.

The minimum opening balance and the minimum balance needed to obtain the annual percentage yield are the same.

CDs
Certificates of Deposit
Month Day Year
Rates are subject to change
7-Month CD
4.00%
APY*
3.92%
Interest
$500
Minimum Opening Balance
3-Month CD
0.75%
APY*
0.75%
Interest
$500
Minimum Opening Balance
6-Month CD
1.05%
APY*
1.04%
Interest
$500
Minimum Opening Balance
12-Month CD
1.25%
APY*
1.24%
Interest
$500
Minimum Opening Balance
15-Month CD
1.50%
APY*
1.49%
Interest
$500
Minimum Opening Balance
18-Month CD
1.40%
APY*
1.39%
Interest
$500
Minimum Opening Balance
24-Month CD
1.40%
APY*
1.39%
Interest
$500
Minimum Opening Balance
30-Month CD
1.20%
APY*
1.19%
Interest
$500
Minimum Opening Balance
36-Month CD
1.20%
APY*
1.19%
Interest
$500
Minimum Opening Balance
36-Month Bump Up
2.25%
APY*
2.23%
Interest
$500
Minimum Opening Balance
48-Month CD
1.20%
APY*
1.19%
Interest
$500
Minimum Opening Balance
60-Month CD
1.20%
APY*
1.19%
Interest
$500
Minimum Opening Balance
CD Accounts >

*Annual Percentage Yield

An interest penalty will be imposed for early withdrawal from all certificate accounts.

FDIC deposit insurance is now $250,000 per depositor.

The minimum opening balance and the minimum balance needed to obtain the annual percentage yield are the same.

Money Markets
Month Day Year
Rates are subject to change
$2,500 - $9,999.99
.20%
APY*
.20%
Interest
$2500
Minimum Opening Balance
$10,000.00 - $24,999.99
.25%
APY*
.25%
Interest
$2500
Minimum Opening Balance
$25,000.00 - $49,999.99
.40%
APY*
.40%
Interest
$2500
Minimum Opening Balance
$50,000.00 - $99,999.99
.60%
APY*
.60%
Interest
$2500
Minimum Opening Balance
$100,000.00 - $249,999.99
1.01%
APY*
1.00%
Interest
$2500
Minimum Opening Balance
$250,000.00 - $499,999.99
1.05%
APY*
1.04%
Interest
$2500
Minimum Opening Balance
$500,000.00 - $999,999,999.99
1.30%
APY*
1.29%
Interest
$2500
Minimum Opening Balance
Money Market Accounts >

* Annual Percentage Yield

Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield.

FDIC deposit insurance is now $250,000 per depositor.

A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.

Business
Checking & Savings
Month Day Year
Rates are subject to change
PFBusiness Connect
.01%
APY*
.01%
Interest
$100
Minimum Opening Balance
PFBusiness Choice
.01%
APY*
.01%
Interest
$100
Minimum Opening Balance
PFCommunity
.01%
APY*
.01%
Interest
$100
Minimum Opening Balance
PFBusiness Savings
.05%
APY*
.05%
Interest
$100
Minimum Opening Balance
Business Accounts >

* Annual Percentage Yield

Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield.

FDIC deposit insurance is now $250,000 per depositor.

A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.

Business
Money Market
Month Day Year
Rates are subject to change
$2,500 - $9,999.99
.20%
APY*
.20%
Interest
$2500
Minimum Opening Balance
$10,000.00 - $24,999.99
.25%
APY*
.25%
Interest
$2500
Minimum Opening Balance
$25,000.00 - $49,999.99
.40%
APY*
.40%
Interest
$2500
Minimum Opening Balance
$50,000.00 - $99,999.99
.60%
APY*
.60%
Interest
$2500
Minimum Opening Balance
$100,000.00 - $249,999.99
1.01%
APY*
1.00%
Interest
$2500
Minimum Opening Balance
$250,000.00 - $499,999.99
1.05%
APY*
1.04%
Interest
$2500
Minimum Opening Balance
$500,000.00 - $999,999,999.99
1.30%
APY*
1.29%
Interest
$2500
Minimum Opening Balance
Business Money Markets >

* Annual Percentage Yield

Checking accounts and Money Market accounts are subject to fees, which may reduce the annual percentage yield.

FDIC deposit insurance is now $250,000 per depositor.

A minimum balance of $0.01 must be maintained in the account each day to obtain the disclosed annual percentage yield.