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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Business Savings
Business Savings illustration

Unlock the benefits
of saving now.

Open a savings or money market account and maximize your earning potential.
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UChoose Icon
Mobile Banking

24-hour access to your accounts straight from your mobile devices.

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Transfer Icon
Transfers

Quickly move your money to where you need it when you need it.

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Overdraft Icon
Overdraft Protection1

Automatic transfers from another Piedmont Federal account.

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Telebanking icon
Telebanking

Call anytime – 24 hours a day, 7 days a week for account services.

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Compare Accounts
earn interest on excess cash
Minimum Opening Balance : $100
Monthly Fee: $10 or $0 2
  • Online & Mobile Banking 3
  • eStatements
  • Overdraft Protection1
  • Earns Interest
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A tiered account earning higher interest, allowing for liquidity and flexibility
Minimum Opening Balance : $2500
No Monthly Fees
  • Online & Mobile Banking 3
  • eStatements
  • Overdraft Protection1
  • Earns Interest
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Insured Sweep Account
Protect your deposits with expanded FDIC insurance coverage— up to $20 million.
  • Full Transparency & Visibility
  • Full Access Anytime
  • FDIC Insured

How it works:
Balances above a set threshold are automatically placed into interest-bearing accounts across a network of participating banks — helping maximize FDIC insurance coverage while keeping your funds accessible. You maintain a single banking relationship with Piedmont Federal Bank, while benefiting from competitive rates. This service is provided at no cost.

Questions or ready to get started?
‍Contact us at Treasury@piedmontfederal.com

Products & Services Fee Schedule (PDF)

1 Overdraft Protection: Can be used as overdraft protection for your PFBusiness Checking Account

No monthly maintenance fee when you meet the following requirement:

• Maintain a $100 average daily balance.

Otherwise, $10 Monthly Fee

3 Your mobile carrier may charge fees depending upon your individual plan. Check with your carrier for specific fees and charges. To access Mobile & Text Banking, you must first enroll in the service. Enrollment through the Mobile App is not available on all devices.