Ready to start looking for that first home?

If you’re in the market for your first home, or even just considering it, now is the best time to buy. Historic low rates and attractive home prices, along with our great first-time homebuyers program can all help you get your first home. Not to mention, we’re the only bank to be voted “Best Mortgage Lender” eight years by the Winston-Salem Journal.

Our home loan specialists help walk you through the process and answer all your questions. Even better, we’re here for you over the entire life of your loan. So, you can always visit or call your local Piedmont Federal office to ask us about your loan and your home.

We offer a unique program for first-time homebuyers:

First-Time Homebuyers Program
Piedmont Federal strives to make home ownership as easy and affordable as possible for qualified, credit approved first-time homebuyers. With no loan origination fee and the refund of your appraisal fee, you’ll get to hold on to more of your hard earned cash. Learn more »

When you’re ready to start looking for your first home, give us a call or use our online search to find a Loan officer in your area. Find a loan officer »


We don’t sell our loans, which means your mortgage won’t bounce around between banks all over the country and you’ll always know who to talk to with questions. We keep your mortgage close to home where it’s not only secure, but stays here in the community. More reasons »


It’s as easy as 1-2-3.

Apply for a loan with Piedmont Federal in as little as 20 minutes using your smartphone, tablet or computer.

Start or finish your online
application today.


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Straightforward, commonsense banking

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