Why Choose Piedmont Federal for Your Mortgage?

We do things a little differently at Piedmont Federal. We have enhanced mortgage product offerings to provide you with a comprehensive range of solutions, ensuring a customized approach to meet your specific lending needs. It’s a tradition we’ve upheld for over 100 years. See a map of the regions we cover: Areas of Service ».

Here are 10 Straightforward and Commonsense reasons to choose Piedmont Federal Bank for your home loan.

1. Simple, customer-friendly online mortgage application process. Apply now »

2. Minimal fees with no surprises.

3. Competitive rates and a variety of mortgage options to fit your needs, including an attractive first-time homebuyer program and a competitive second home/vacation home loan product.

4. Salaried local loan officers who will assist you from origination through closing. Loan officer search »

5. Interest rate locked for 60 days.

6. Mortgage loans with as little as 3% down.1

7. We offer loans on homes with acreage at the same competitive interest rates.

8. Credit Scoring is not used to determine the interest rate you receive.

9. We retain and service our mortgages; we do not sell them in the secondary market. Enjoy personal and local service throughout the life of your loan.

10. Jumbo loans are available at the same competitive interest rates.

1 Restrictions and conditions apply.


It’s as easy as 1-2-3.

Apply for a loan with Piedmont Federal in as little as 20 minutes using your smartphone, tablet or computer.

Start or finish your online
application today.


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Straightforward, commonsense banking

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