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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
We've Been There. We'll Be Here.

We've been there. We'll be here.

After more than a century of doing right by our clients and communities, we're not just here to stay–we’re here to keep moving forward.
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How can we help you today?
A better mortgage partner is here.

We do things differently. It’s a tradition we’ve upheld for over 100 years.

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Award-Winning Mortgages
Voted best mortgage lender,
eleven years in a row.

Winston-Salem Journal Readers Choice Awards

Business is in our DNA.
Local business is in our DNA.

We’re committed to empowering companies with the financial resources and support they need to succeed.

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Sole Proprietors
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LLCs
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Corporations
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Non-Profits
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Community
Giving back is who we are.

We were built on community, and much of our community was built with the financing of Piedmont Federal. That is the heart of what it means to be a mutual—investing locally for local good.

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Students
Students & Youth

We want to open the door for you as you begin your banking journey! Zero Fees, savings, rewards and more!

Learn More >
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Spotlight Series

Smitty’s Notes legend Jeff Smith on the ease of mortgage refinancing with Piedmont Federal.

Watch Video >
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The "Mutual Benefit"

In 1935, Piedmont Federal became the 7th financial institution nationally to adopt a Federal Savings & Loan Charter.

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Piedmont Federal Mobile App
Tap into a better banking experience.
  • Faster Account Access
  • Easier Check Deposits
  • Transfer Funds
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Piedmont Federal Mobile App
Tap into a better banking experience.
  • Faster Account Access
  • Easier Check Deposits
  • Made for Mobile
Apple App StoreGoogle Play
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Piedmont Federal Bank has partnered with Banzai to bring you clear, in-depth lessons that help you dive into the financial topics you care most about.
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Talk to a human
We invest in relations,
not transactions.

Let us put our experience to work for your banking needs. We look forward to meeting you.