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Compare Checking Accounts

Piedmont Federal offers a variety of checking options for all of your life’s financial milestones: PFBoost, PFFree, PFClassic and PFPinnacle.

PFFree, PFClassic and PFPinnacle earn interest. All of our checking accounts offer unlimited free withdrawals at any ATM worldwide, Online Banking, Credit Sense, Mobile Banking, Telebanking, Mobile Deposit, Bill Pay, Overdraft Protection,³ Account-to-Account Transfers, eStatements, Debit Cards, Make$ents, CardValet^® and Zelle®.


Best if you prefer	Straightforward checkless banking	Free checking, with online and mobile access for banking on the go	Traditional banking with unlimited check writing	Relationship checking that offers discounts, rewards and additional security
Minimum opening balance	$20 or $0 with direct deposit	$50	$100	$100
Monthly fee	$4	No monthly maintenance fee.	No monthly maintenance fee when you meet one of the following requirements each statement cycle: Maintain a $100 average daily balance OR Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts OR Conduct 25 or more debit card purchase transactions Otherwise, $10 monthly maintenance fee	No monthly maintenance fee when you meet one of the following requirements each statement cycle: Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts OR Have a Piedmont Federal mortgage with a balance OR Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more Otherwise, $20 monthly maintenance fee
Checks	N/A	Unlimited check writing	Unlimited check writing	Unlimited check writing
Checks printing charge	N/A	At customer’s expense	Free first order of standard checks, 40% discount on standard check orders if you are age 55+	Two Free orders of standard checks or 40% discount on custom checks
Other PFPerks or Requirements	Paper or eStatements	eStatements required Online Banking required		No purchase fee for gift cards 40% discount on safe deposit box rental fee, ² Visa Credit card with no annual fee ³
Make$ents	Yes, learn more	Yes, learn more	Yes, learn more	Yes, learn more
UChoose Rewards^®	Yes, learn more	Yes, learn more	Yes, learn more	Yes, learn more
View Products and Services Fee Schedule (PDF)
TO OPEN AN ACCOUNT: APPLY IN MINUTES OR CALL FOR DETAILS.

¹ Standard nonsufficient funds and overdraft advance fees still apply.² Based on availability.³ Subject to credit approval.

All of our checking accounts earn interest, offer unlimited free withdrawals at any ATM worldwide, Online Banking, Credit Sense, Mobile Banking, Telebanking, Mobile Deposit, Bill Pay, Overdraft Protection,⁴ Account-to-Account Transfers, eStatements, Debit Cards, Make$ents, CardValet^® and Zelle®.

Straightforward checkless banking
$20 or $0 with direct deposit
$4
N/A
N/A
Paper or eStatements.
Make$ents
uChoose Rewards^®

Free checking, with online and mobile access for banking on the go
$50 minimum opening balance
No monthly maintenance fee.
Unlimited check writing
Checks printing charge at customer’s expense
eStatements and Online Banking required.
Make$ents
uChoose Rewards^®

Best for customers who prefer traditional banking with unlimited check writing
$100 minimum opening balance
No monthly maintenance fee when you meet one of the following requirements each statement cycle:
- Maintain a $100 average daily balance
- Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts
- Conduct 25 or more debit card purchase transactions
Other wise, $10 monthly maintenance fee
Unlimited check writing
Free first order of standard checks, 40% discount on standard check orders if you are age 55+
Make$ents
uChoose Rewards^®

Best for customers who prefer relationship checking that offers discounts, rewards and additional security
$100 minimum opening balance
No monthly maintenance fee when you meet one of the following requirements each statement cycle:
- Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts
- Have a Piedmont Federal mortgage with a balance
- Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more
Other wise, $20 monthly maintenance fee
Unlimited check writing
Two Free orders of standard checks or 40% discount on custom checks
No purchase fee for gift cards
40% discount on safe deposit box rental fee²
Additional fraud protection³
Visa Credit card with no annual fee⁴
Make$ents
uChoose Rewards^®