Compare Checking Accounts

Piedmont Federal offers a variety of full-service, interest-bearing checking options for all of your life’s financial milestones: PFValue, PFConnect, PFClassic and PFPinnacle.

It’s easy to reorder
your checks online.

  PF Value Checking PF Connect Checking PF Classic Checking PF Pinnacle Checking

Best if you prefer

Simplicity, value, and convenience in one account

Online and mobile channel access for banking on the go

Traditional banking with unlimited check writing

Relationship checking that offers discounts, rewards and additional security

Minimum opening balance

$50

$50

$100

$100

Monthly fee

No monthly maintenance fee when you meet one of the following requirements each statement cycle:

Conduct 10 or more debit card purchase transactions

OR

You are age 55 + and have direct deposit

OR

You are age 25 or less

Otherwise, $5 monthly maintenance fee

No monthly maintenance fee when you meet one of the following requirements each statement cycle:

Maintain a $50 average daily balance

OR

Conduct 15 or more debit card purchase transactions

OR

You are age 25 or less

Otherwise, $5 monthly maintenance fee

No monthly maintenance fee when you meet one of the following requirements each statement cycle:

Maintain a $100 average daily balance

OR

Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts

OR

Conduct 25 or more debit card purchase transactions

Otherwise, $10 monthly maintenance fee

No monthly maintenance fee when you meet one of the following requirements each statement cycle:

Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts

OR

Have a Piedmont Federal mortgage with a balance

OR

Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more

Otherwise, $20 monthly maintenance fee

Checks

Unlimited check writing

Up to 4 checks may be written on the account per cycle, $3 per check after 4

Unlimited check writing

Unlimited check writing

Checks printing charge

Free first pack of 25 checks if you are age 55+, otherwise at customer’s expense

At customer’s expense

Free first order of standard checks, 40% discount on standard check orders if you are age 55+

Free PFPinnacle checks or 40% discount on custom checks

Other PFPerks or Requirements

 

eStatements required

Online Banking required

 

No purchase fee for gift cards

40% discount on safe deposit box rental fee, 1

Additional fraud protection 2

Visa Credit card with no annual fee 3

Make$ents

Yes, learn more

Yes, learn more

Yes, learn more

Yes, learn more

UChoose Rewards®

N/A

Yes, learn more

Yes, learn more

Yes, learn more

View Products and Services Fee Schedule (PDF)
TO OPEN AN ACCOUNT: VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.

1 Based on availability2 Available with next check order3 Subject to credit approval

All of our checking accounts earn interest, offer unlimited free withdrawals at any ATM worldwide, Online Banking, Mobile Banking, Telebanking, Mobile Deposit, Bill Pay, Overdraft Protection,3 Account-to-Account Transfers, eStatements, Debit Cards, Make$ents, CardValet® and Popmoney.

BASIC

PF Value Checking
  • Best for customers who prefer simplicity, value, and convenience in one account
  • $50 minimum opening balance
  • No monthly maintenance fee when you meet one of the following requirements each statement cycle:
    • Conduct 10 or more debit card purchase transactions
    • You are age 55+ and have direct deposit
    • You are age 25 or less
    Other wise, $5 monthly maintenance fee
  • Unlimited check writing
  • Free first pack of 25 checks if you are age 55+, otherwise at customer’s expense
  • Make$ents

ELECTRONIC

PF Connect Checking
  • Best for customers who prefer online and mobile channel access for banking on the go
  • $50 minimum opening balance
  • No monthly maintenance fee when you meet one of the following requirements each statement cycle:
    • Maintain a $50 verage daily balance
    • Conduct 15 or more debit card purchase transactions
    • You are age 25 or less
    Other wise, $5 monthly maintenance fee
  • Up to 4 checks may be written on the account per cycle, $3 per check after 4
  • Check printing at customer’s expense
  • eStatements required
  • Online Banking required
  • Make$ents
  • uChoose Rewards®

TRADITIONAL

PF Classic Checking
  • Best for customers who prefer traditional banking with unlimited check writing
  • $100 minimum opening balance
  • No monthly maintenance fee when you meet one of the following requirements each statement cycle:
    • Maintain a $100 average daily balance
    • Maintain a minimum balance of $2,500 in Piedmont Federal deposit accounts
    • Conduct 25 or more debit card purchase transactions
    Other wise, $10 monthly maintenance fee
  • Unlimited check writing
  • Free first order of standard checks, 40% discount on standard check orders if you are age 55+
  • Make$ents
  • uChoose Rewards®

RELATIONSHIP

PF Pinnacle Checking
  • Best for customers who prefer relationship checking that offers discounts, rewards and additional security
  • $100 minimum opening balance
  • No monthly maintenance fee when you meet one of the following requirements each statement cycle:
    • Maintain a minimum balance of $10,000 in Piedmont Federal deposit accounts
    • Have a Piedmont Federal mortgage with a balance
    • Have a Piedmont Federal Home Equity Line of Credit with a balance of $10,000 or more
    Other wise, $20 monthly maintenance fee
  • Unlimited check writing
  • Free PFPinnacle checks or 40% discount on custom checks
  • No purchase fee for gift cards
  • 40% discount on safe deposit box rental fee1
  • Additional fraud protection2
  • Visa Credit card with no annual fee3
  • Make$ents
  • uChoose Rewards®
View Products and Services Fee Schedule (PDF)
TO OPEN AN ACCOUNT:
VISIT A BRANCH NEAR YOU OR CALL FOR DETAILS.

1 Based on availability

2 Available with next check order

3 Subject to credit approval