Personal Banking & Retirement Services
Piedmont Federal has a wide range of financial products for just about any need, whether it’s a savings plan for college, retirement or medical expenses.
Full-service, interest-bearing checking options for all of your life’s financial milestones.
For customers who prefer simplicity, value, and convenience in one account
For customers who prefer online and mobile channel access for banking on the go
For customers who prefer traditional banking with unlimited check writing
For customers who prefer relationship checking that offers discounts, rewards and additional security
SAVINGS & MONEY MARKET
Flexible savings accounts to fit your needs, along with some of the best rates around.
A simple way to start reaching your savings goal
Two savings accounts designed to help kids build savings for the future and increase their financial knowledge
A tiered account where higher balances can earn higher rates
Health Savings Account (HSA)
A tax-advantaged way to pay for qualified medical expenses
Coverdell Education Savings Account (CESA)
A tax-free account for educational expenses
CERTIFICATES OF DEPOSIT (CDs)
Smart, low-risk ways to grow your money.
Short Term CDs
Fixed rates with short term maturity – 3, 6, 9, 12 month terms
Longer Term CDs
Fixed rates with daily compounding – 18, 24, 30, 36, 48 month terms
A CD that guarantees the rate for three years but offers the option of annual withdrawal – 1 year/3 year term
Flexible terms that range from 3 months to 4 years
Companion Deposit Account (CDA)
A higher interest-bearing savings account that accompanies a newly issued CD
Retirement accounts designed to help you save now so you can spend your retirement the way you want.
Money grows tax-deferred until you retire
Both tax-free growth and tax-free withdrawals
Simplified Employee Pension (SEP) IRA
A plan if you’re self-employed or a small business