Rates are subject to change.

Please be advised that the federal income tax filing deadline for 2020 has been extended to May 17, 2021. This only applies to filing returns and paying federal taxes. The deadline for Traditional, Roth, CESA and HSA contributions for 2020 has also been extended to May 17, 2021.

ACCOUNT TYPE	APY*	INTEREST RATE	MINIMUM OPENING BALANCE
3-Month Certificate	.05%	.05%	$500
6-Month Certificate	.10%	.10%	$500
9-Month Certificate	.15%	.15%	$500
12-Month Certificate	.20%	.20%	$500
13-Month Certificate	.50%	.50%	$500
15-Month Certificate	.25%	.25%	$500
18-Month Certificate	.30%	.30%	$500
24-Month Certificate	.30%	.30%	$500
30-Month Certificate	.35%	.35%	$500
36-Month Certificate	.35%	.35%	$500
48-Month Certificate	.40%	.40%	$500

ACCOUNT TYPE	APY*	INTEREST RATE	MINIMUM OPENING BALANCE
6-Month Fixed-Rate	.15%	.15%	$100
12-Month Fixed-Rate	.25%	.25%	$100
18-Month Fixed-Rate	.30%	.30%	$100
30-Month Fixed-Rate	.35%	.35%	$100
48-Month Fixed-Rate	.45%	.45%	$100

An interest penalty will be imposed for early withdrawal from all certificate accounts.

FDIC deposit insurance is now $250,000 per depositor.

The minimum opening balance and the minimum balance needed to obtain the annual percentage yield are the same.

* Annual Percentage Yield