1. When you use the Services, we may receive certain standard information that your browser sends to every website you visit, such as the originating IP address, browser type and language, access times and referring website addresses, and other such information. This data may be used, among other uses, to improve the operation of the Services and to improve the security of the Services by assisting in “authenticating” who you are when you access the Services, particularly if you register for a Service and are issued or create a username and password.
2. We may also receive additional information about your visit to the portion of the Site that hosts the Services, including the pages you view, the links you click and other actions you take. This data may be used among other uses to improve the operation of the Services and the portion of the Site that hosts the Services.
3. Like most websites, the portion of the Site that hosts the Services uses “cookies,” which are small text files placed on your computer by the web server when you visit. Most such cookies are “session” cookies that are only used for a specific period during which you are using the Services in order to maintain the session, but a few are “persistent” cookies that stay on your hard drive and are read by the web server when you return. The portion of the Site that hosts the Services uses cookies to store your preferences and other information on your computer in order to recognize the computer through which you accessed the Site for security purposes and to save you time by eliminating the need to repeatedly enter the same information and to display your personalized content on your later visits. These cookies are linked to Personal Information about you, such as your email address. Cookies cannot and will not be used to deliver or run programs on your computer. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. However, if you choose to decline cookies, you may not be able to sign in (or you may need to take additional steps to sign in) or you may not be able to use other interactive features of the Services that depend on cookies.

1. Social Security number, date of birth, name, postal address, email address, telephone number, and other information that we can use to contact you, verify your identity, and manage risks, such as information maintained about you by identity verification services and consumer reporting agencies, including credit bureaus;
2. names of billers for bills that you would like to view and/or pay online, contact information for those billers, and billing account information, including billing account numbers;
3. name, email address and telephone number that you provide us for other persons to whom you would like to send payments;
4. bank account information (including account numbers) for accounts that you designate for funding or receiving payments, fees, debits and credits for the Services;
5. credit card account information (including credit card number, expiration date and billing address for the credit card), if you decide to make payments from those accounts through the Services;
6. username, password, secret questions and secret answers for resetting passwords, and other authentication credentialing used to verify that only authorized users access the Services; and
7. payment and other transaction information, payment information and other transaction history for payments and other transactions in which you participate through the Services.

1. Enrollment applications, survey responses, and other electronic or paper forms that you fill out in connection with the Services;
2. Your use of the Services (such as when you send a payment), and your interactions with customer care, including information you enter or speak, and information transmitted by your computer, cell phones and other devices you use to connect to the Services; and
3. We also collect Personal Information about you from others, as permitted by law, such as credit bureaus, Affiliates or other companies (such as identity verification services and consumer reporting agencies, and companies (such as your billers) that provide content (such as electronic bills) to the Services).

1. for our everyday business purposes - such as to process your transactions, maintain your accounts, respond to court orders and legal investigations, and report to credit bureaus;
2. for our marketing purposes - to offer our products and services to you;
3. for Joint Marketing with other financial companies;
4. for our Affiliates’ everyday business purposes (information about your transactions and experiences);
5. for our Affiliates’ everyday business purposes (information about your creditworthiness);
6. for our Affiliates to market to you; and
7. for Nonaffiliates to market to you.

Before we can lawfully share such Personal Information as described in (e), (f) or (g), we would be required to offer you an opportunity to opt out, and we will do so if we ever intend to do that. For California residents, and for residents of any other states where it is required, we will obtain your consent prior to sharing Personal Information as described in (g) unless otherwise required or permitted by law. We may lawfully share such Personal Information as described in (a), (b), (c) and (d) without offering an opt-out, and we may do so. For example, to process your payments (an “everyday business purpose” for the PopmoneySM Personal Payments Service), we need to share Personal Information about you with the person that you are paying or that is paying you, such as your name, the payment amount, and the email address or mobile phone number from which you initiated the payment, but we will do so responsibly and will not share the payment sender’s financial account information with the payment receiver or vice versa.

1. To complete transactions and render services authorized by you;
2. Other everyday business purposes of ourselves and our Affiliates, such as to maintain your accounts, to authenticate you when you log in, to send you information about the Services that you have subscribed to and other Services offered on the Site, to perform fraud screening, to verify your identity, to determine your credit history, to report to credit bureaus, to perform collections, to comply with laws, regulations, court orders and lawful instructions from government agencies, to protect the personal safety of subscribers or the public, to defend claims, to resolve disputes, to troubleshoot problems, to enforce our Terms of Use, to protect our rights and property, and to customize, measure, and improve the Services and the content and layout of the Site; and
3. for marketing purposes - to offer products and services to you.

1. Affiliates: Companies related by common ownership or control. They can be financial or nonfinancial companies.
2. Nonaffiliates: Companies not related by common ownership or control. They can be financial or nonfinancial companies.
3. Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

In writing: CheckFree Services Corporation
ATTN: Privacy Management
2900 Westside Parkway
Alpharetta, GA 30004
E-mail: privacy@customercenter.net
Telephone number: 1-877-238-7277