For over 100 years, our goal has been a simple one: to help people become homeowners and save for life’s needs.

Home office photo Piedmont Federal Savings Bank focuses on offering sound financial solutions that truly fit people’s lives. We believe in getting to know customers by name and providing a level of personalized service that just can’t be found at other financial institutions. In addition to our commitment to customer service, we have a wide range of financial products for just about any need, whether it’s a home loan, or a savings plan for college, retirement, or medical expenses. Rates on all Piedmont Federal products are extremely competitive, our fees are minimal, and all of our savings programs are safe, secure and backed by the FDIC.

Piedmont Federal Savings Bank is a well-capitalized, mutual institution that:

  • Promotes financial success for our customers through affordable home loans and safe, secure savings delivered with extraordinary customer service;
  • Partners with employees to advance a positive work environment to achieve individual and corporate success;
  • Nurtures a better quality of life for our communities.

Piedmont Federal Savings Bank seeks to become the housing lender of choice and increase its deposit market share within the communities we serve by offering exceptional products and services.

We will achieve our Mission and Vision with:

  • Integrity
  • Professionalism
  • Dedication

The ‘Mutual Benefit’
Piedmont Federal is a mutual savings bank and is FDIC-insured. As a mutual, Piedmont Federal is accountable to our customers, employees and communities. We are focused on home lending as well as safe, secure checking and savings products.

Mutual banks are not publicly held and are not under the same quarterly earnings pressure as stock institutions. This enables Piedmont Federal to take a long-term perspective on operations, service to the community and meeting customer needs. Our bank is strongly committed to controlling risk and being a stable influence in the markets we serve.

Our commitment to our customers is what makes us different. Read our Customer Bill of Rights.


Piedmont Federal Savings Bank got its start in 1903, when a small group of businessmen had the desire to help individuals and families achieve the dream of home ownership and build financial assets.
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Piedmont Federal Signage

  • Scott E. Cawood
    Chairman of the Board
  • David P. Barksdale
    President and Chief Executive Officer
  • Sandra E. Gaskell
    Chief Risk and Compliance Officer
  • Neal S. Parnell
    Chief Sales Officer
  • Ginger H. Salt
    Chief Experience Officer
  • Michael W. Shelton
    Chief Financial Officer
  • Douglas J. Stewart
    Chief Information Officer
  • Filomena M. Wampler
    Chief Human Resources Officer
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