Since 1903, our goal has been a simple one: to offer sound financial solutions that help our customers reach their goals.
We believe in knowing our customers by name and providing high touch personal service that cannot be found at other financial institutions. We offer a wide range of personal and business financial products for just about any need, whether it’s a home loan, commercial real estate loan, retirement planning, equipment financing or integrated account services for your company. Rates on all Piedmont Federal products are extremely competitive, and all our savings programs are safe and secure.
Piedmont Federal Savings Bank is a well-capitalized, mutual institution that:
- Promotes financial success for our personal and business customers through affordable loans, and safe, secure deposits delivered with extraordinary customer service;
- Partners with employees to advance a positive work environment to achieve individual and corporate success;
- Nurtures a better quality of life for our communities.
Our purpose is simple – We Open Doors For You. We open doors for you, whether you are purchasing a home, building savings or financing equipment for your business. We open doors for our communities to be better places to live. The foundation of this Purpose is our Values, which guide how we do business and are also our competitive advantage.
- Be Authentic
- Build Caring Relationships
- Do What’s Right
- Go All In
- Move Forward
We pledge to live these Values in our service to you.
The ‘Mutual Benefit’
Piedmont Federal is a mutual savings bank and is FDIC-insured. As a mutual, Piedmont Federal is accountable to our customers, employees and communities.
Mutual banks are not publicly held and are not under the same quarterly earnings pressure as stock institutions. This enables Piedmont Federal to take a long-term perspective on operations, service to the community and meeting customer needs. Our bank is strongly committed to controlling risk and being a stable influence in the markets we serve.
Our commitment to our customers is what makes us different. Read our Customer Bill of Rights.
Read our 2020 Annual Report here.
Piedmont Federal Savings Bank got its start in 1903, when a small group of businessmen had the desire to help individuals and families achieve the dream of home ownership and build financial assets.
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