Since 1903, our goal has been a simple one: to offer sound financial solutions that help our customers reach their goals.

Home office photoWe believe in knowing our customers by name and providing high touch personal service that cannot be found at other financial institutions. We offer a wide range of personal and business financial products for just about any need, whether it’s a home loan, commercial real estate loan, retirement planning, equipment financing or integrated account services for your company. Rates on all Piedmont Federal products are extremely competitive, and all our savings programs are safe and secure.

Piedmont Federal Savings Bank is a well-capitalized, mutual institution that:

  • Promotes financial success for our personal and business customers through affordable loans, and safe, secure deposits delivered with extraordinary customer service;
  • Partners with employees to advance a positive work environment to achieve individual and corporate success;
  • Nurtures a better quality of life for our communities.

Piedmont Federal Savings Bank seeks to become the housing and small business lender of choice and increase its deposit market share within the communities we serve by offering exceptional products and services.

We will achieve our Mission and Vision with:

  • Integrity
  • Professionalism
  • Dedication

The ‘Mutual Benefit’
Piedmont Federal is a mutual savings bank and is FDIC-insured. As a mutual, Piedmont Federal is accountable to our customers, employees and communities. We are focused on home lending as well as safe, secure checking and savings products.

Mutual banks are not publicly held and are not under the same quarterly earnings pressure as stock institutions. This enables Piedmont Federal to take a long-term perspective on operations, service to the community and meeting customer needs. Our bank is strongly committed to controlling risk and being a stable influence in the markets we serve.

Our commitment to our customers is what makes us different. Read our Customer Bill of Rights.


Piedmont Federal Savings Bank got its start in 1903, when a small group of businessmen had the desire to help individuals and families achieve the dream of home ownership and build financial assets.
View timeline »


Piedmont Federal Signage

  • Scott E. Cawood
    Chairman of the Board
  • David P. Barksdale
    President and Chief Executive Officer
  • Sandra E. Gaskell
    Chief Risk and Compliance Officer
  • Neal S. Parnell
    Chief Sales Officer
  • Ginger H. Salt
    Chief Experience Officer
  • Michael W. Shelton
    Chief Financial Officer
  • Douglas J. Stewart
    Chief Information Officer
  • Filomena M. Wampler
    Chief Human Resources Officer
Bauer Financial 5-Star Rating